Fintech Leaders Gather to Shape Ghana’s Digital Finance Future at MobileMoney LTD Forum:
MobileMoney LTD (MML) has convened over 200 key stakeholders from finance, regulation, and technology sectors at its 2025 Fintech Stakeholder Forum in Accra, Ghana. The forum focused on charting a sustainable path for digital finance growth in the country.
Under the theme “Harnessing Ghana’s Fintech Potential: Regulatory Frameworks for Digital Credit and Digital Assets,” the event explored how policy, regulation, and innovation can align to build an inclusive and resilient digital financial ecosystem. The event showcased a collaborative effort between Fintech Ecosystem Players to harness Digital Credit and Asset Regulation
Shaibu Haruna, CEO of MobileMoney LTD, emphasized the importance of partnership in shaping the future of digital financing in Ghana and Africa. He urged policymakers, regulators, and industry players to engage innovators to harness the potential of digital credit and assets to deepen financial inclusion, empower small businesses, and contribute to national development. “Innovation must continue to serve people and uphold the dignity of society,” Haruna stated.
Mrs. Matilda Asante-Asiedu, Second Deputy Governor of the Bank of Ghana, delivered the keynote address, highlighting the central bank’s focus on defining “the new rules of trust” to balance innovation with financial integrity and consumer protection. She acknowledged the rise of digital finance across Africa, with Ghana seeing significant digital credit adoption and increasing interest in crypto assets.
Asante-Asiedu announced that the Digital Credit Directive, aimed at enforcing clear disclosure and ethical lending practices, is now in effect. She also revealed that the Virtual Asset Service Providers (VASP) Bill is in its final drafting stage, and the Bank of Ghana will begin accepting applications for digital credit licenses starting November 3, 2025. She encouraged the private sector to innovate with integrity, while mentioning the Bank of Ghana had recently uncovered more than 400 illegal digital lending operators.
The forum included presentations from Mr. Selorm Branttie of Imani Africa and Prof. Peter Quartey of the Institute of Statistical, Social and Economic Research (ISSER), who offered policy and academic perspectives on the future of fintech in Ghana. Clara Arthur (CEO GhIPSS), Ethel Cofie (CEO Edel Technologies), and Sylvia Otuo Acheampong (Chief Products and Services Officer Mobile Money LTD) also contributed as panelists.
MobileMoney LTD expressed optimism that the forum’s insights and collaborative spirit will guide future digital finance policymaking and ensure innovation improves the lives of Ghanaians.
